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Wish I had read this BEFORE I moved here!

Wish I had read this BEFORE I moved here!

I’m a 74 year old disabled veteran but that doesn’t cut any slack here. This is the most UNFRIENDLY place I’ve ever lived. The fantasy that they (Hawaiians) care about seniors is total bs from my experience. I have store clerks who go out of their way to avoid helping me. This is a foreign country living under the American flag. I’ll bet they all are on time to pick up SS checks.

She had to decline the job she was offered and give up the 1300 sq ft 3 bedroom 2/bath for $1300/mo

These are good reasons for people who work regular jobs. My husband and I can work anywhere as long as we can take calls from NY and LA. We sold our house in LA and were able to buy a house in Kauai for much less. Food is expensive, and I still don’t understand how they can charge $20 for a pineapple at the farmer’s markets, but that just means I don’t buy their pineapples. I like country living and Kauai is beautiful country. Læs mere Wish I had read this BEFORE I moved here!

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“Rent-a-tribe”: Virginians say online loan provider makes use of tribal immunity to bypass state guidelines

“Rent-a-tribe”: Virginians say online loan provider makes use of tribal immunity to bypass state guidelines

Virginians are going for a lead attacking whatever they say is really a loophole that is legal has kept lots of people stuck with financial obligation they cannot escape.

The situation involves loans at interest levels approaching 650 per cent from an on-line loan provider, Big Picture Loans, connected with a tiny Indian tribe on Michigan’s Upper Peninsula.

It pits consumer claims that the loans violate state law from the tribe’s claims that longstanding U.S. legislation makes its loans resistant from state oversight.

Lula Williams of Richmond, the lead plaintiff within one instance, nevertheless owes $1,100 in the $1,600 she borrowed from Big Picture Loans — debt that she’s currently compensated $1,930 to retire. One of her loan documents states the percentage that is annual on her financial obligation at 649.8 %, calling on her behalf to cover $6,200 for an $800 financial obligation. Her very first three installments on that loan, each for $400, could have yielded Big Picture a 50 % revenue in the loan after simply 90 days, court public records recommend.

Another Virginia plaintiff, Felix Gillison of Richmond, has compensated $4,575 on their $1,000 loan.

They contend they may be victims of a method built to evade state usury laws and regulations, through exactly just just what their lawsuit calls a “rent-a-tribe” model that effortlessly provides businesses tribal resistance.

Big Picture said the plaintiffs knew the offer these were stepping into and simply do not want to cover whatever they owe. Læs mere “Rent-a-tribe”: Virginians say online loan provider makes use of tribal immunity to bypass state guidelines